Spread the costs with Falcon Computers! 

Once you've decided which product you want, you can spread the cost by selecting from one of our TWO great finance options.

OPTION 1: Buy Now Pay Later over 48 months deferred for 6 months (10% Deposit Required)
OPTION 2: Interest Baring Finance over 24/36/48 months (10% Deposit Required)

About Novuna Pay by Finance

Novuna Personal Finance, is a trading style of Mitsubishi HC Capital UK PLC, a leading financial services company with over 30 years’ experience providing innovative finance solutions that help consumers and businesses to grow and prosper across the UK.

Please note that goods purchased via PaybyFinance are to be used for personal purposes only.

Spread the costs with Falcon Computers! 

At Falcon Computers our mission is always to give the end user the best possible price for their PC or components! Price shouldn't get in the way of getting the parts or PC you require, which is why we offer a wide range of finance options! We want to make buying your dream PC, accessories, or PC parts accessible to everyone and allow you to shop on your own terms, which is why we partnered with Novuna Personal Finance to give you the flexibility to spread your payments from 24 months up to 48 months with 19.9% APR, depending on the value of your order. With a £300 Minimum order, deposit varies from 10% to 50% of the total order value. This can be selected on the application forms based on preferences and the type of finance.

Choose your instalment period, between:

• Classic Credit 24 Months 19.9%

• Classic Credit 36 Months 19.9%

• Classic Credit 48 Months 19.9%

 Representative Example - Based on £999.99 (10% £100 Deposit) over 24, 36 months or 48 months at 19.9% APR, Total loan amount £900.

 Repayment option examples

How it works

• Review and place your order using "click and collect" at the cart (The Novuna Finance option will be available on the website soon), once you place the order  a member of staff will phone you for either a deposit or if finance is required, we will email the application form to you on requirest (unless you are instore and we can go through the application form with you instore).
  

• Fill in your details, making sure that the name and address match your home address.
  

• Complete your application.
  

Shipping Address

Please note that the shipping address added at the checkout must match the billing address completed on the application. 

When do my repayments start?

 Your monthly repayments will begin one month after your purchase has been delivered.

Are there any arrangement fees or hidden extras for credit?

 No. There are no arrangement fees or hidden extras. 

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the finance agreement Falcon Computers will be notified and you need do nothing more. If you choose to print and  return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

If Delivery is required this would need to be paid for separately - PLEASE NOTE: we can only ship to the address on the agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance. Shipment of your goods or collection will follow soon after your agreement has been returned and received.

Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following:

• Your credit score (please note that every finance company will score you differently)

• Adverse credit reference agency information

• You are considered to be overcommitted

• You are aged under 18

• Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

 Some of the information is public information, for example electoral roll, County Court Judgments and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

 How do I obtain a copy of this information?

 Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

• Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF

• Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS

• Falcon Computers LTD, 190 Roker Avenue Sunderland, SR6 0BN

 The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

 Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

Who is eligible to apply for online finance?

 To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're only able to deliver goods to the home address of the applicant. 

Can I apply for finance if I live in Ireland? 

No, unfortunately not at this moment, we can only accept Finance applications from UK residents.

BUY NOW - PAY 6 MONTHS LATER

 

Buying on finance couldn't be easier. Call Us on 0191 5676669 or email shop@falconcomputers.co.uk and we will send you a secure link to complete your application.

Finance Available on Basket Value of £300 and over
Finance is available to permanent UK residents ONLY
Our finance agreements are provided by Novuna Personal Finance, a division of Mitsubishi HC Capital (UK) PLC, Authorised and Regulated by the Financial Conduct Authority.

Buy now pay later with payments deferred for up to 6 months.
Spread the cost with buy now pay later finance available online and in store. This finance option allows you to spread the cost of your purchase over 48 months with an agreed deferral period of 6 months.

Your agreement will start after delivery of your goods. At which point your 6 months deferral period will begin and interest will start accumulating on the balance owing. If the loan amount is voluntarily paid in full before the deferral period ends, interest will be waived but an early settlement admin fee up to £29 will apply. Unless the balance is cleared before the end of the deferral period, the monthly Direct Debit payments wil l start.

All you need to do is:
1. Spend a minimum £300 and above 2. Place a minimum 10% deposit 3. Minimum finance amount after deposit £300 and above
This simple buy now pay later finance options help you spread the cost of your purchase.
• 48 months buy now pay later finance, with the first payment deferred for 6 months on orders of £300 and above

The example below shows you how much the monthly repayments will be based on the total order value.
 

Representative example:
• Cash Price £999.99
• Deposit £100.00
• Loan Amount £899.99
• APR representative 24.9%
• Interest rate 24.9% p.a. fixed
• 48 monthly repayments of £31.35
• Total term of loan agreement 54 months, with the first payment deferred for 6 months
• Total Amount Payable £1,604.80
• Total Charge For Credit £604.81
• Early Settlement Fee £29
• No interest is payable on any payments made within the deferral period however will apply from day 1 once the deferral period ends

Compaints procedure

To make a complaint about Novuna Personal Finance, you can call them on 0344 375 5500 from Monday to Friday between 8:45am to 5:15pm. Alternatively, you can email them at complaintsteam@novunapersonalfinance.co.uk or write to them at Novuna Personal Finance, 2 Apex View, Leeds LS11 9BH 1.

Falcon Computers Limited FRN: 845398 trading as Falcon Computers are authorised and regulated by the Financial Conduct Authority (FCA). We are credit broker not a lender, credit is subject to status and affordability, finance is provided by the lender NOVUNA Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority (FCA).